For those in the wealth-building phase of life, ability to achieve your desired financial objectives is dependent on being able to set aside funds over the long term.

There are five financial risks that could potentially undermine a secure financial future:

  • Unemployment;
  • Premature Death;
  • Total and Permanent Disablement;
  • Illness or Injury;
  • Major Medical Trauma

Fortunately, with the exception of unemployment, it is possible to insure against the financial impact of these events.

Given how critical these issues are to your financial plans, reviewing your needs in these four areas is an essential part of our service.

Following comprehensive analysis of your needs in these areas, we make recommendations on an appropriate insurance package for your particular situation, taking existing cover (including employer funded benefits) into account, using a panel of preferred Insurers, selected through extensive research of the features, definitions, premiums, benefits and claims payment history of the company.

Any commission we receive as a credit against your fees for our role in assisting you with your financial affairs.

Our friends at Zurich Financial Services have published a whitepaper highlighting public confusion over the role played by different types of insurance. Many people believe private health insurance, workers compensation and even the NDIS are legitimate life insurance substitutes. To access an e-book on the findings, click here.

If you would like more information on this service, you will find our contact details here.